Active throughout Quebec, JA Mortgages is a team of passionate mortgage brokers committed to pushing the limits of customer service.
With us, you don't just join a team, you become part of a family of people who perform, listen, challenge each other, and give their all for their clients.
Our mission is simple: to offer the most human and high-performing mortgage experience in Quebec.
At JA Mortgages, we take the time to listen, explain, and support you with a transparent and personalized approach. We don't sell products, we build relationships.
Whether you're a first-time buyer, investor, self-employed, or refinancing expert, we adapt to your pace and goals. Our team always finds the right angle to get you the best mortgage solution, no matter how complex your file.
Operating throughout Quebec, we know the terrain, markets, and real estate news inside out. We understand the challenges faced by buyers, investors, and families here.
Active throughout Quebec, JA Mortgages is a team of passionate mortgage brokers committed to pushing the limits of customer service.
Ethics and transparency are at the heart of our profession. With us, no vague jargon or fine print. We explain each step and make sure you understand everything before committing or signing. Honesty, above all.
We don't do things halfway. Every file deserves the same level of attention, rigor, and strategy. We constantly strive to do better to offer you an impeccable experience and exceed expectations, every time.
Every file is a responsibility we take to heart. We listen, learn, and constantly improve. Our success is based on the trust our clients place in us.
Our brokers are present in the field and know their community. Their proximity ensures human support, adapted to the specific needs of each area.
Beyond proximity, we leverage our experience and expertise in the Quebec real estate market to analyze trends and offer solutions perfectly aligned with local realities, whether for individuals or professionals.
Over the years, my role in the mortgage industry has naturally evolved, keeping pace with the company's growth and evolving client needs.
I initially worked as a mortgage broker under my personal name, Pierre-Charles Jolicoeur, helping hundreds of clients with their real estate financing projects—whether purchasing a first property, refinancing, renewing, or implementing more complex strategies. This hands-on experience allowed me to develop deep market expertise, a concrete understanding of Quebec households' financial realities, and lasting relationships of trust with clients.
Over time, demand increased, the team grew, and our vision became clearer. What began as an individual practice transformed into a structured firm focused on rigor, compliance, and service quality. In this context, my role gradually evolved from active practice to a leadership and management position.
I am proud to say that today, I serve as President of JA Mortgages. I now dedicate my time and energy to strategy, regulatory compliance, business development, team management, and supporting the professionals who make up the firm.
This evolution explains the shift from a public presence initially centered on my personal name to one now focused on JA Mortgages. This change aims to faithfully reflect the organization's current reality: a structured firm, led by a team, with a long-term vision, rather than an individual practice.
JA Mortgages is deeply rooted in the values that marked my beginnings: professional rigor, transparency in advice, accessibility for clients, and a high level of service that is both human and responsible. These principles continue to guide every decision, both at the management level and in the support provided by the firm's professionals.
JA Mortgages goes beyond the simple mortgage brokerage firm. We are your trusted partner in the complex world of real estate financing.